Government of Saskatchewan ministries, Crown corporations and organizations are implementing contingency plans to minimize the impacts of postal service disruption.

Les ministères, sociétés d’État et organismes du gouvernement de la Saskatchewan mettent en œuvre des plans d’urgence visant à réduire les répercussions de l’interruption du service des postes.

Google Translate Disclaimer

A number of pages on the Government of Saskatchewan's website have been professionally translated in French. These translations are identified by a yellow box in the right or left rail that resembles the link below. The home page for French-language content on this site can be found at:

Renseignements en Français

Where an official translation is not available, Google™ Translate can be used. Google™ Translate is a free online language translation service that can translate text and web pages into different languages. Translations are made available to increase access to Government of Saskatchewan content for populations whose first language is not English.

Software-based translations do not approach the fluency of a native speaker or possess the skill of a professional translator. The translation should not be considered exact, and may include incorrect or offensive language. The Government of Saskatchewan does not warrant the accuracy, reliability or timeliness of any information translated by this system. Some files or items cannot be translated, including graphs, photos and other file formats such as portable document formats (PDFs).

Any person or entities that rely on information obtained from the system does so at his or her own risk. Government of Saskatchewan is not responsible for any damage or issues that may possibly result from using translated website content. If you have any questions about Google™ Translate, please visit: Google™ Translate FAQs.

Credit Cards Are Not a Walk in the Park

Released on October 13, 2016

The Financial and Consumer Affairs Authority (FCAA) is offering credit card advice to students to help them responsibly use their first credit card.

“Abusing a credit card can wreak havoc on your finances and credit rating,” FCAA Consumer Credit Division Director Cory Peters said.  “Equipping students with smart credit card tips can potentially help keep them out of trouble.”

It’s important to consider options when selecting a credit card as not all cards are the same.  Interest rates, annual fees and rewards vary between cards.  Add-ons, such as insurance also vary; so make sure to understand the costs and benefits before signing up.

 

When getting a credit card students should keep the following tips in mind:

  • Pay your balance on time and in full - if you are able to pay off the full balance and haven’t taken any cash advances, you can actually avoid interest charges entirely.
  • Avoid cash advances - there is often a cash advance fee, and interest on cash advances is charged immediately.
  • Don’t share your PIN - if you tell someone your PIN and something happens to your credit card account, you are on the hook.
  • Read your statement – carefully read through your recent transactions to make sure they are accurate.
  • It’s not free cash – having a credit card does not mean you have more money.
  • If you can’t afford to pay off your card, choose future purchases wisely.
For more information on credit card usage, visit www.fcaa.gov.sk.ca/creditcardtips.

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For more information, contact:

Shannon McMillan
Financial and Consumer Affairs Authority
Regina
Phone: 306-798-4160
Email: shannon.mcmillan@gov.sk.ca

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